P.L.A.T.O. The Classic Student Loan

P.L.A.T.O. is a private, credit-based loan program for undergraduate, graduate, and professional students.

Apply online or call to apply.  1-800-GO-PLATO or www.plato.org    

• No application fee
• Completed application processed in 24 hours
• Borrow from $1,500 to $25,000 a year, up to a total of $100,000
• Application accepted anytime during the year
• Disbursements are immediate unless otherwise requested
• Payment of loan principle can be deferred up to 7 years while in school
• Generous repayment term with no prepayment penalty
• Use of funds for all education-related expenses:
  • Current year's tuition
  • Previous year's tuition
  • Room and board
  • Books and supplies
  • Personal computer (up to $5,000)

 TERI Continuing Education Loan

The Education Resources Institute (TERI) offers continuing education loans with the goal of increasing the chances for people of varied backgrounds to successfully complete higher education.

• Apply online or call for an application - 1-800-255-TERI or www.teri.org 
• Approval based on creditworthiness
  • established, satisfactory credit history
  • stable residence and employment history
• Designed for part-time students
• Borrow from $500 up to $15,000 annually
• Up to 20 years to repay
• Low interest rate
• Defer payments for 6 month
• Can use for previous academic year balance
• No enrollment status requirements

 Key Career Loan

The Key Career Loan offered by Key Education Resources is available to eligible students enrolled less than half-time in continuing education programs. It is specifically tailored to students who are working full or part-time.

Call to apply or visit the Key website.  www.key.com/educate/careerloan

1-800-KEY-LEND Monday-Friday: 8 am-8 pm, Saturday: 10 am - 2 pm

• To qualify, applicant must show stability of income, residence, and employment and must possess established, satisfactory credit history.
• Applicant (or co-applicant must have a minimum income of $18,000.
• Specifically tailored to less than half-time students.
• Borrow from $1,000 to $15,000 a year, up to aggregate limit of $40,000
• Interest rate varies and is adjusted quarterly (call for current rates)
• Repayment begins 30 days after disbursement
• Maximum term is 15 years with a minimum monthly payment of $50.